Studying in Finland, you’ll enjoy one of the world’s most high-quality, affordable, and innovative education systems. But what happens if you get sick or injured while studying here? Swisscare Student Insurance Finland offers comprehensive coverage to help protect you during your time in Finland. Whether you need medical assistance or just want peace of mind, Swisscare Student Insurance Finland will cover you. If you are a student from Bangladesh and looking for a perfect health plan in Finland, then Swisscare student insurance is the best option for you. Keep reading to know more in detail.
Best Health Insurance for Bangladeshi Students for a Finland student visa
Swisscare is a health insurance company that provides comprehensive coverage for medical expenses incurred in Finland. The company offers a variety of plans, including both private and public health insurance options.
Swisscare also offers a range of benefits, such as discounts on medical services and products, as well as access to a network of a large number of hospitals and clinics across Finland. In addition, Swisscare provides 24/7 access to its customer service team, which can assist policyholders with any questions or concerns they may have.
Swisscare is committed to providing its policyholders with the highest level of service and coverage possible, making it an ideal choice for those who are looking for quality health insurance in Finland.
The Overview of Swisscare
- Swisscare is valid for the student visa.
- You should be 18 years old at least.
- Applicable for students, interns, au pairs, and academics.
- There are 3 different insurance plans: 50K, 150K, or 500K.
- No deductible for medical coverage.
- The minimum duration is 1 day and the Maximum duration is 365 days.
- No automatic extension of the duration.
- You can make payment by credit card or bank transfer.
- You can cancel the plan before the start date.
Insurance Policy for Non-EU/EEA Nationals
Since Bangladesh is a non-European Union or non-European Economic Area country, the following rules should be applicable to Bangladeshi students. Health insurance in Finland is mandatory during the whole duration of studies. But the insurance plans are different based on the duration of the studies. Let’s see the details below.
Duration of studies less than 2 years – insurance sum EUR 120’000
If you are a Bangladeshi student who wishes to study in Finland for less than 2 years, then you are required to purchase private insurance. And the insurance should cover at least medical cover for a minimum insurance sum of EUR 120’000.
Duration of studies 2 years and more – insurance sum EUR 40’000
If you wish to study in Finland for 2 years or more, then you are required to purchase private insurance. The insurance should cover at least medical cover for a minimum insurance sum of EUR 40’000.
FAQs
How can I change my address?
You have to log in to your customer account to change your address. Using the MySwisscare app on Android or iOS is also a way to change your address.
What Does The Swisscare Student Insurance Cover?
The product covers medical emergencies in case of illness and accidents during your studies abroad. Apart from that, 24/7 assistance is included along with search and rescue as well as repatriation to the home country.
If you don’t have an overnight stay in a medical facility, then you have to pay before taking the treatment. In other words, you need to pay first to take outpatient treatments. Then you can submit your claim to the claim service via email or your customer account. You can also use your Android or iOS app.
However, if you need to take inpatient treatment, you can show your digital insurance card through your Android or iOS app or your mySwisscare account. The insurance plan usually doesn’t cover Dentists unless there is an accident.
What is a deductible?
In Swisscare Health Insurance, a deductible is an amount of money that the policyholder must pay out-of-pocket before the insurance company begins to pay for covered expenses.
The deductible may be applied to certain types of services, such as hospitalizations or prescriptions, or it may be a certain type of fee that the policyholder must pay each year. In some cases, the deductible may be waived if the policyholder meets certain criteria, such as having a certain level of income.
Swisscare Health Insurance typically offers a variety of deductible options, so that policyholders can choose the amount that best meets their needs. The insurance deductible is usually stated on the insurance policy.
How do I claim my medical expenses?
You can claim your medical expenses via your customer account or by using the MySwissare Android or iOS App.
- First, you need to log in to your MySwisscare Account.
- Choose your insurance policy and fill up the necessary online fields.
- Once the invoice will be created, take a picture and upload the jpg or pdf file.
- Then take the picture of the proof of payment and upload it.
- Prepare a short statement related to the administered treatment as well as the medical issue.
N.B.
Please note that coverage provides the benefits stated in the General Insurance Conditions only. And it is highly recommended to verify the coverage of your preferred product in advance. You are always required to pay in advance in case of getting outpatient treatment.
How long does it take for a refund to be made?
Once you submit the complete documentation, it usually requires around a month to get the refund. However, it may take around 45 days during the peak seasons.
